A full-service agency with ready-made solutions for the small business

JWC Insurance is pleased to have the opportunity to present our qualifications to serve as your broker. We are a full service insurance broker, active in the insurance industry in Southern California for more than 16 years. Our staff has over 25 years of experience working with local area clients in managing their employee benefit programs.

JWC believes that service is the key to the acquisition and retention of clients. Our retention rate over the past five years has been 98%. We also believe that all clients, large or small, deserve the same level of service. We are proud of our reputation for offering the same level of service to all our clients, whether they have two employees or 2,000.

JWC is a premier broker with a wide range of vendors. A list of some of the companies JWC includes in the marketing process is provided later in this proposal. With the sales volume we do, JWC is able to negotiate successfully in the marketplace to ensure that our clients receive the most cost-effective rating possible.

As independent brokers, JWC provides their clients with a broad range of services including:

	Proactive evaluation of the client’s current benefit program objectives and current benefits
	Negotiation and market surveys with insurance carriers for the various benefit plans with the employee benefit program
	Underwriting analysis and assistance to insure all components of the benefit program operate on a sound financial basis
	Proactive guidance and information on regulatory and legislative issues affecting employee benefit programs
	Attention and recommendations on current trends in the health care industry, including cost containment, plan designs, utilization management, and alternative delivery methods.

JWC Insurance believes in an interactive partnership with its clients and vendors. From the first day as your broker, JWC will encourage your employees or their representatives to call our office with any issues of concern. JWC will also act as a liaison between your organization and the insurance vendors to negotiate benefits and insurance costs, adjudicate claim issues and ensure that your staff receives the attention necessary to retain quality employees.

JWC is proud of the fact that we are not too small to meet the needs of any client, but not so large that our client’s needs become lost in a corporate world driven by stockholder returns, budgets and profit margins.

Our goal is to provide the highest level of service to assist you in meeting the needs of your staff. The different ways in which we plan to provide this service is outlined in the body of this proposal.

Toll Free: 1-877-231-8326

Here’s what JWC clients say is most valuable to them:

	They proactively evaluated my benefit program objectives and current benefits
	They negotiated on my behalf with insurance carriers for the various benefit plans included in the employee benefit program
	They ensured all components of the benefit program operate on a sound financial basis
	They provided valuable guidance and information on regulatory and legislative issues affecting our employee benefit programs
	They monitored trends in the health care industry, including cost containment, plan designs, utilization management, and alternative delivery methods.

A full-service agency with ready-made solutions for the small business

In addition, we offer all of these services:

	Long Term Disability/Short Term Disability
	Flexible Spending Accounts for both Health and Dependent Care
	Workers’ Compensation/ General Liability
	Employment Practices Liability Insurance (EPLI)
	Personal Lines of Insurance- Auto/Home/Umbrella policies
	Life insurance Planning- Buy-sell agreements, Key-man Insurance and Estate Planning

JWC was founded by John Waikle in 1992 as a firm specializing in the development and implementation of benefit programs. To grow the business, Steve Friedman went into partnership with John in 2002. Currently, JWC enjoys doing business with over 400 clients in both the private and public sectors. JWC Insurance is located at 22921 Triton Way Laguna Hills, CA 92653. Our toll-free telephone number is: (877) 231-8326. The fax number is: (949) 949-916-5210.

Click here to get a free health insurance quote.

Click here to get a free life insurance quote.

Click here to get a free group insurance quote.

Click here to get a free dental insurance quote.

Toll Free: 1-877-231-8326